Personal Checking Accounts

designed by Freepik from Flaticon

Personal Checking

With Pelham Banking Company, managing your money is simple and easy. With a wide variety of services and superior customer service, receive the convenience you need and the safety you deserve. All accounts come with complimentary Online Banking, easy and free enrollment in both eStatements and Bill Pay, and convenient Bank to Bank Transfer (upon request). You are also able to utilize the Pelham Banking Company mobile app and request enrollment in Mobile Deposit. All Pelham Banking Company checking accounts also have free access to the Pelham Banking Company ATMs, are eligible for a Debit Card, and are insured by the FDIC.

Ask about other services, such as safe deposit boxes, check printing, or travel products.

GiftFree Checking

No fuss or frills, just a straightforward way to manage your money. With a low suggested opening deposit of $50 and no monthly service charge*, enjoy freedom and flexibility. Enjoy the advantage of unlimited check writing, no debit or credit fees, and free check images with your monthly account statement.

50+ Interest Checking

Experienced bankers (age 50+) have earned a little extra! This free* interest-earning account offers both convenience and a return. There is no minimum monthly balance requirement, no per-check charge, and a low suggested opening deposit of only $50. Plus - enjoy free basic checks!

Direct Interest Checking

Ideal for those with a direct deposit or automatic payment, this account earns interest** but has no monthly minimum balance requirement. Enjoy no per-check charge and no per item fee with a low suggested opening deposit of only $50.

designed by Freepik from FlaticonPremier Checking

Make your money work harder for you - earn interest! Announced at a tiered rate when the account is opened, this is how you make every penny count. There is no monthly service charge if the balance stays above $1,000, and an $8 monthly service charge should the balance fall below $1,000 anytime during the month. There are no limits on the number of checks written or debits made, and you'll receive free basic checks!

* Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.
** A direct deposit or automatic payment is required to earn interest.