Personal Checking Accounts

Personal Checking

With Pelham Banking Company, managing your money is simple and easy. With a wide variety of services and superior customer service, receive the convenience you need and the safety you deserve. All accounts come with complimentary Online Banking, easy and free enrollment in both eStatements and Bill Pay, and convenient Bank to Bank Transfer (upon request). You are also able to utilize the Pelham Banking Company mobile app and request enrollment in Mobile Deposit. All Pelham Banking Company checking accounts also have free access to the Pelham Banking Company ATMs, are eligible for a Debit Card and are insured by the FDIC.

Ask about other services, such as safe deposit boxes, check printing or travel products.

Ready to open your account? Try our new Get Started tool to begin opening your account online! You submit the information and we’ll contact you to finish setting up your account.

Basic Checking w/E

No fuss or frills, just a straightforward way to manage your money. Avoid the $3 monthly paper statement fee by enrolling in eStatements. In addition to the anywhere banking tools (online banking, mobile banking, bill pay, Debit Card, etc.), enjoy ID theft aid^{1 2} ($1,000 in personal identity theft benefits and identity restoration), and Buyer’s Protection and Extended Warranty^{1 2}(up to $2,500 per item).

Rewards Checking

Enjoy more with your money. With full access to anywhere banking tools and at only $6 per month, account holders enjoy local discounts and national retailer deals with the BaZing savings network, cell phone protection^{1 2}(up to $400 per claim), ID theft aid^{1 2}($5,000 in personal identity theft benefits and identity restoration), 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence), $10,000 in travel accidental death coverage², a Health Savings Card, plus Buyer’s Protection and Extended Warranty^{1 2}(up to $2,500 per item).

Premium Rewards Checking

Make your money work harder for you by earning interest (while still enjoying perks!). Maintain a $1,000 minimum balance every day of the statement cycle and we’ll waive the $8 monthly fee. Accountholders also enjoy local discounts and national retailer deals with the BaZing savings network, cell phone protection^{1 2}(up to $400 per claim), ID theft aid^{1 2}($5,000 in personal identity theft benefits and identity restoration), 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence), $10,000 in travel accidental death coverage², a Health Savings Card, plus Buyer’s Protection and Extended Warranty^{1 2}(up to $2,500 per item).

Platinum Rewards Checking

Our best account for only $10 a month. Account holders enjoy local discounts and national retailer deals with the BaZing savings network, cell phone protection^{1 2}(up to $600 per claim), ID theft aid ($10,000 in personal identity theft benefits and identity restoration^{1 2}, identity monitoring³, free credit reports and credit score³), 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence), $25,000 in accidental death coverage², a Health Savings Card, plus Buyer’s Protection and Extended Warranty^{1 2}(up to $2,500 per item).

The required minimum opening deposit for all checking accounts is $50.00. Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.
¹Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
²Insurance products are NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, and NOT GUARANTEED BY THE BANK.
³Identity and credit monitoring require activation for monitoring to begin.